Kathy Smith always use this one as of 2023

Kathy Smith

Founding Principal

Kathy Smith, as one of the founders of BCC, brings over three decades of insurance and financial industry experience to its clients, and is highly regarded as an expert in her field.

Kelly - extra USE THIS ONE

Kelly Earls, JD, CPA

Founding Principal

Kelly W. Earls has advised clients in the areas of Customized Nonqualified Benefits and Bank-Owned Life Insurance since 1996. Mr. Earls qualifications include licensed attorney and CPA.

Steve Goldberg

Steve Goldberg

Principal

Steve has been in the financial consulting business for over 20 years. He works exclusively with banks on BOLI and implementing creative solutions to finance employee benefits. He has extensive expertise in all aspects of the BOLI arena, including restructuring of current BOLI programs; General, Hybrid and Separate Account transactions.

Jordan Wycoff Picture

Jordan Wycoff

Principal

As a new principal of BCC, Jordan Wycoff brings over 10 years of experience advising depository clients in financial institutions across the country. Jordan has adeptly guided clients in liquidity management strategies, capital management, fixed income and insurance investments, regulation and accounting, and the benefits of Bank Owned Life Insurance (BOLI) in offsetting expenses related to executive compensation. His equity position at BCC will help him become an integral part of the next generation of company leadership.

Midge Ford

Midge Ford, MBA, CFP®

Director of Design & Analysis and New Business

Midge has a BBA in Economics and Finance from The University of North Texas and an MBA in Financial Services from the University of Dallas.  She is also a Certified Financial Planner (CFP®).  Prior to joining BCC, Midge was a Client Relationship Manager with Clark Consulting.  She has more than 15 years of experience in the financial services industry and has been with BCC since 2011.

Rachel Padron

Rachel Padron

Director of Client Services

Rachel has a BS in Finance from The University of Texas at Dallas.  She began her career with BCC in 2013 and has proven to be a key element in growing the Service Department.  In her role, she oversees the department’s daily operations, onboard new and existing clients, as well as assists in implementing new processes and procedures.

Mark Doggett

Mark Doggett, CPA

Chief Financial Officer

Mark is a Certified Public Accountant with more than a decade’s experience in this industry. He received his BBA in Finance from the University of North Texas and his MS in Accounting from the University of Texas at Dallas. He has worked in both the Design & Analysis and Client Services departments and is now a resource for both departments. He also directs the company's IT infrastructure.

When the founders, Kathy Smith and Kelly W. Earls, founded BCC in June 2004, they started the company with the aim of using their comprehensive knowledge and experience to help people achieve their financial goals while offering competitive compensation plans. Over the past 15 years, the founders and consultants of the company have developed strategies and supported more than 600 banks and financial institutions nationwide.