Kelly W. Earls has advised clients in the areas of Customized Nonqualified Benefits and Bank-Owned Life Insurance since 1996. Mr. Earls qualifications include licensed attorney and CPA.

Along with being a licensed attorney and CPA, Mr. Earls has Series 6 and 63 licenses through the Financial Industry Regulatory Authority, making him uniquely qualified to address issues related to design, implementation, and regulatory support of non-qualified benefit plans and BOLI product selection.

Mr. Earls is accustomed to interacting with regulators to answer regulatory questions, as well as to gain necessary approval regarding plans client businesses have decided to implement. He often works with boards of directors and committee members, educating them on the impact to financial statements of proposed work.

Kelly has been a frequent speaker at seminars sponsored by various National and State trade associations.